@import url('https://fonts.googleapis.com/css2?family=Dosis:wght@400;500;600&family=Open+Sans:ital,wght@0,400;0,600;1,400&;display=swap');
.home p {margin-bottom: 20px;}

.row1 {
    display: flex;
    flex-wrap: wrap;
    justify-content: space-between;
}

.maindiv{
  max-width: 1140px;
  width: 100%;
  margin: 0 auto;
  padding: 0 15px;
}
.img-fluid{
  max-width: 100%;
}
.img-res{
  max-width: 100%;
  width: 100%
}
.inner-container{}

.transition{
	-webkit-transition: all 0.3s ease-in-out 0s;
    -moz-transition: all 0.3s ease-in-out 0s;
    -ms-transition: all 0.3s ease-in-out 0s;
    transition: all 0.3s ease-in-out 0s;
}
.padding{padding: 70px 0;}
.height-light-sub {
    font-weight: 300;
    font-size: 16px;
    line-height: 26px;
    font-style: italic;
}

.text-white{color: #fff;}
.text-center{text-align: left;}
.rounded{border-radius: 5px;}
.pt-1{padding-top: 20px;}
.pt-2{padding-top: 40px;}
.pt-3{padding-top: 60px;}
.pb-1{padding-bottom: 20px;}
.pb-2{padding-bottom: 40px;}
.pb-3{padding-bottom: 60px;}

.mt-1{margin-top: 20px;}
.mt-2{margin-top: 40px;}
.mt-3{margin-top: 60px;}
.mb-1{margin-bottom: 20px;}
.mb-2{margin-bottom: 40px;}
.mb-3{margin-bottom: 60px;}



.two-div .col1{width: 48%}
.four-div .col1{width:23%;}
.three-div .col1 {width: 31%;}

.inner-row {
    flex-wrap: nowrap;
    display: flex;
    justify-content: space-between;
    margin-bottom: 30px;
}

.first-slot.home-inner {
    padding: 50px 0;
}
/*-----header css start----*/
/*---header css end----*/


.second-intro .text {
    width: 67%;
}
.second-intro .intro {
    width: 29%;
}
.second-intro {
    display: flex;
    justify-content: space-between;
}

.list1 {
    padding-left: 50px;
}
.list1 li {
    position: relative;
    margin-bottom: 10px;
    font-size: 16px;
    line-height: 28px;
    color: #444343;
}
.list1 li:before {
    font-family: FontAwesome;
    font-style: normal;
    font-weight: normal;
    text-decoration: inherit;
    color: #003468;
    font-size: 16px;
    padding-right: 0.5em;
    position: absolute;
    top: 2px;
    left: -30px;
    content: "\f18e";
}
/* ===== .bg-blue section: hero banner design (no background image) ===== */
.bg-blue {
    color: #fff;
    position: relative;
    overflow: hidden;
    background-color: #003468;
    background-image: radial-gradient(circle at 8% 12%,rgba(255,195,0,.30) 0,rgba(255,195,0,0) 24%),radial-gradient(circle at 92% 88%,rgba(255,195,0,.32) 0,rgba(255,195,0,0) 30%),radial-gradient(circle at 70% 20%,rgba(30,110,190,.40) 0,rgba(30,110,190,0) 28%),radial-gradient(rgba(255,255,255,.16) 1.5px,transparent 1.5px),repeating-linear-gradient(120deg,rgba(255,255,255,.025) 0 2px,transparent 2px 22px),linear-gradient(135deg,#003468 0%,#00294f 55%,#001d3b 100%);
    background-size: auto,auto,auto,28px 28px,auto,auto;
    background-repeat: repeat;
    background-position: 0 0;
}
.bg-blue.home-blue {
    background-attachment: scroll;
}
.bg-blue:before {
    content: "";
    position: absolute;
    top: -140px;
    right: -140px;
    width: 480px;
    height: 480px;
    border-radius: 50%;
    border: 2px solid rgba(255,255,255,.12);
    box-shadow: 0 0 0 40px rgba(255,255,255,.04), 0 0 0 80px rgba(255,255,255,.03), 0 0 0 120px rgba(255,255,255,.02);
    pointer-events: none;
}
.bg-blue:after {
    content: "";
    position: absolute;
    bottom: -120px;
    left: -120px;
    width: 380px;
    height: 380px;
    border-radius: 50%;
    border: 2px dashed rgba(255,195,0,.55);
    box-shadow: inset 0 0 0 36px rgba(255,195,0,.07), inset 0 0 0 37px rgba(255,195,0,.30);
    pointer-events: none;
}
.bg-blue .maindiv {
    position: relative;
    z-index: 1;
}
@media only screen and (max-width: 767px) {
    .bg-blue:before {
        width: 260px;
        height: 260px;
        top: -90px;
        right: -90px;
        box-shadow: 0 0 0 24px rgba(255,255,255,.04), 0 0 0 48px rgba(255,255,255,.03);
    }
    .bg-blue:after {
        width: 200px;
        height: 200px;
        bottom: -70px;
        left: -70px;
        box-shadow: inset 0 0 0 20px rgba(255,195,0,.07), inset 0 0 0 21px rgba(255,195,0,.30);
    }
} 
.bg-blue .textbox, .bg-blue .display-n {
    position: relative;
    z-index: 1;
}
.bg-blue h2 {
    color: #fff;
}
.list1.w li {
    color: #fff;
}
.list1.w li:before {
    color: #fff;
}


.list2 {
    padding-left: 30px;
}
.list2 li {
    position: relative;
    margin-bottom: 10px;
    font-size: 18px;
    line-height: 28px;
    color: #444343;
}
.list2 li:before {
    padding-right: 0.5em;
    position: absolute;
    top: 2px;
    left: -30px;
    background-image: url(../images/tick1.png);
    content: "";
}

.avail .list2 {
    column-count: 3;
    padding-top: 20px;
}
.list2 li {
    position: relative;
    margin-bottom: 25px;
    font-size: 18px;
    line-height: 28px;
    color: #444343;
    padding-left:0px;
}
.list2 li:before {
    padding-right: 0.5em;
    position: absolute;
    top:5px;
    left: -30px;
    background-image: url(../images/tick1.png);
    content: "";
    width: 45px;
    height: 45px;
    background-repeat: no-repeat;
}






/* ===== "What can you use an online loan for?" (.avail tick list): card look, CSS only ===== */
.avail .list2 {
    padding-left: 0;
    list-style: none;
    column-gap: 24px;
}
.avail .list2 li {
    position: relative;
    box-sizing: border-box;
    -webkit-column-break-inside: avoid;
    page-break-inside: avoid;
    break-inside: avoid;
    margin-bottom: 24px;
    padding: 22px 22px 18px 88px;
    min-height: 92px;
    font-size: 16px;
    line-height: 26px;
    color: #5a6b86;
    background: #f6f9fd;
    border: 1px solid #e3eaf4;
    border-radius: 16px;
    box-shadow: 0 4px 14px rgba(0,52,104,.06);
    -webkit-transition: all 0.3s ease-in-out 0s;
    transition: all 0.3s ease-in-out 0s;
}
.avail .list2 li:hover {
    background: #fff;
    border-color: #ffc300;
    box-shadow: 0 14px 30px rgba(0,52,104,.14);
    -webkit-transform: translateY(-4px);
    transform: translateY(-4px);
}
.avail .list2 li:before {
    content: "\f00c";
    font-family: FontAwesome;
    font-style: normal;
    font-weight: normal;
    box-sizing: border-box;
    display: flex;
    align-items: center;
    justify-content: center;
    position: absolute;
    top: 22px;
    left: 20px;
    width: 48px;
    height: 48px;
    padding: 0;
    border-radius: 50%;
    background-color: #ffc300;
    background-image: linear-gradient(135deg,#ffc300 0%,#ff9d00 100%);
    background-repeat: no-repeat;
    box-shadow: 0 6px 14px rgba(255,157,0,.35);
    color: #003468;
    font-size: 20px;
}
.avail .list2 li p {
    margin: 0 0 6px;
}
.avail .list2 li p:last-child {
    margin-bottom: 0;
}
.avail .list2 li p:first-child strong {
    font-family: 'Dosis', sans-serif;
    font-size: 21px;
    line-height: 28px;
    font-weight: 600;
}
@media (max-width: 768px) {
    .avail .list2 li {
        padding: 18px 16px 14px 72px;
        min-height: 80px;
        margin-bottom: 18px;
    }
    .avail .list2 li:before {
        top: 18px;
        left: 16px;
        width: 40px;
        height: 40px;
        font-size: 17px;
        background-size: auto;
    }
}

.list3 {
    padding-left: 30px;
}
.list3 li {
    position: relative;
    margin-bottom: 10px;
    font-size: 18px;
    line-height: 20px;
    color: #444343;
}
.list3 li:before {
    padding-right: 0.5em;
    position: absolute;
    top: 2px;
    left: -30px;    
    content: "";
}



.eligibility-row{
	display:flex;
	align-items:center;
	gap:30px;
	flex-wrap:wrap;
}
.eligibility-row .eligibility-img{
	flex:0 0 40%;
	max-width:40%;
}
.eligibility-row .eligibility-img img{
	width:100%;
	height:auto;
	display:block;
}
.eligibility-row .eligibility-content{
	flex:1 1 55%;
	min-width:280px;
}
@media (max-width:768px){
	.eligibility-row{
		flex-direction:column;
	}
	.eligibility-row .eligibility-img,
	.eligibility-row .eligibility-content{
		flex:1 1 100%;
		max-width:100%;
	}
}
.eligibility-list{
	display:grid;
	grid-template-columns:1fr 1fr;	
	list-style:none;
	padding:0;
	margin:15px 0;
}
.eligibility-list li{
	display:flex;
	align-items:center;
	gap:8px;
}
.eligibility-list li i{
	color:#ffc300;
	background-image:linear-gradient(to right,#ffc300 0%,#ff9d00 100%);
	-webkit-background-clip:text;
	background-clip:text;
	-webkit-text-fill-color:transparent;
	font-size:20px;
	flex-shrink:0;
}
.eligibility-list li p{
	margin:0;
	font-size: 17px;
}
@media (max-width:576px){
	.eligibility-list{
		grid-template-columns:1fr;
	}
}










.heightlight {
    padding: 15px 15px 2px 15px;
    border-radius: 5px;
    margin-bottom: 30px;
    font-style: italic;
    position: relative;
    border: 3px dashed #003468;
    color: #fff;
}
.heightlight-n {
    padding: 15px 15px 2px 15px;
    border-radius: 5px;
    margin-bottom: 30px;
    font-style: italic;
    position: relative;
    border: 3px dashed #003468;
    color: #333;
}
.heightlight p {
    position: relative;
}



.home-testimonials .slider1 {
    width: 100%;
    margin: 0 auto;
    position: relative;
    padding-top: 40px;
}
.home-testimonials .slider1:before {
    font-family: FontAwesome;
    font-style: normal;
    font-weight: normal;
    text-decoration: inherit;
    font-size: 54px;
    line-height: 64px;
    padding-right: 0.5em;
    position: absolute;
    top: 5px;
    left: 12px;
    content: "\f10d";

}
.home-testimonials .slider1 .item {
    padding-left: 70px;
}
.home-testimonials .slider1 .item .pimg {
    max-width: 146px;
    width: 100%;
    height: 146px;
    border-radius: 50%;
    padding: 5px;
    border: 2px solid #2f94b3;
    margin: 0 auto;
    margin-bottom: 30px;
}
.home-testimonials .slider1 p.data {
    color: #fff;
    font-size: 16px;
    line-height: 26px;
}
.home-testimonials .slider1 p.subtitle .text {
    color: #fff;
    font-size: 15px;
    font-weight: 600;
}
.home-testimonials .owl-dots {
    display: none;
}

.home-testimonials .owl-nav button span {
    font-size: 46px;
    display: block;
    width: 50px;
    height: 50px;
    border: 1px solid #2d989c;
    color: #fff;
    font-weight: 600;
    background: #2d989c;
    line-height: 23px;
    border-radius: 50%;
    padding-top: 6px;
}
.home-testimonials .owl-nav [class*='owl-']:hover{background: transparent;}
.home-testimonials .owl-nav button span:hover {
    background: #2f94b3;
    color: #fff;
}
.home-testimonials .owl-theme .owl-nav {
    text-align: left;
}
.home-testimonials .owl-nav .owl-prev {
    position: absolute;
    top: 20%;
    left: -81px;
}
.home-testimonials .owl-nav .owl-next {
    position: absolute;
    top: 20%;
    right: -81px;
}
.home-testimonials {
    padding: 30px 0;
    background: #f1f1f1;
}






.footer-list.reach a {
    font-family: 'Dosis', sans-serif;
    font-size: 16px;
    line-height: 28px;
    font-weight: 600;
}



.footer-top h4 {
    color: #fff;
    font-size: 20px;
    line-height: 30px;
    margin-bottom: 20px;
}
.footer-top {
    position: relative;
    color: #fff;
    padding: 60px;
}
.footer-bottom {
    background: #003468;
    color: #edeeee;
    padding: 15px 0;
    font-size: 14px;
    line-height: 14px;
    position: relative;
}


.footer a:hover {
    color: #39bdf7;
}

.footer a{
    -webkit-transition: all 0.3s ease-in-out 0s;
    -moz-transition: all 0.3s ease-in-out 0s;
    -ms-transition: all 0.3s ease-in-out 0s;
    transition: all 0.3s ease-in-out 0s;
}

.f-list li {
    position: relative;
    font-size: 14px;
    line-height: 32px;
}

.footer .social a {
    margin-right: 10px;
}
.footer-list li {
    display: block;
    margin-bottom: 10px;
    font-size: 16px;
}
.footer-list .fa {
    padding-right: 10px;
}
.footer-top .flogo {
    margin-bottom: 30px;
    background: #fff;
    border-radius: 5px;
}

.footer-top .col1 {
    flex-grow: 3;
}

/* ===== Footer background design (same family as the hero banner) ===== */
.footer-top, .footer .footer-top {
    position: relative;
    overflow: hidden;
    background-color: #003468 !important;
    background-image: radial-gradient(circle at 92% 12%,rgba(255,195,0,.28) 0,rgba(255,195,0,0) 26%),radial-gradient(circle at 6% 90%,rgba(30,110,190,.40) 0,rgba(30,110,190,0) 30%),radial-gradient(circle at 55% 100%,rgba(255,195,0,.16) 0,rgba(255,195,0,0) 30%),radial-gradient(rgba(255,255,255,.14) 1.5px,transparent 1.5px),repeating-linear-gradient(60deg,rgba(255,255,255,.025) 0 2px,transparent 2px 22px),linear-gradient(315deg,#003468 0%,#00294f 55%,#001d3b 100%) !important;
    background-size: auto,auto,auto,28px 28px,auto,auto !important;
    background-repeat: repeat !important;
    background-position: 0 0 !important;
}
.footer-top:before, .footer .footer-top:before {
    content: "";
    position: absolute;
    top: -130px;
    left: -130px;
    right: auto;
    bottom: auto;
    width: 440px;
    height: 440px;
    border-radius: 50%;
    border: 2px solid rgba(255,255,255,.12);
    box-shadow: 0 0 0 36px rgba(255,255,255,.04), 0 0 0 72px rgba(255,255,255,.03), 0 0 0 108px rgba(255,255,255,.02);
    background: none;
    opacity: 1;
    transform: none;
    pointer-events: none;
    z-index: 0;
}
.footer-top:after, .footer .footer-top:after {
    content: "";
    position: absolute;
    bottom: -120px;
    right: -120px;
    left: auto;
    top: auto;
    width: 360px;
    height: 360px;
    border-radius: 50%;
    border: 2px dashed rgba(255,195,0,.55);
    box-shadow: inset 0 0 0 34px rgba(255,195,0,.07), inset 0 0 0 35px rgba(255,195,0,.30);
    background: none;
    opacity: 1;
    transform: none;
    pointer-events: none;
    z-index: 0;
}
.footer-top > * {
    position: relative;
    z-index: 1;
}
@media only screen and (max-width: 767px) {
    .footer-top:before, .footer .footer-top:before {
        width: 240px;
        height: 240px;
        top: -80px;
        left: -80px;
        box-shadow: 0 0 0 22px rgba(255,255,255,.04), 0 0 0 44px rgba(255,255,255,.03);
    }
    .footer-top:after, .footer .footer-top:after {
        width: 200px;
        height: 200px;
        bottom: -70px;
        right: -70px;
        box-shadow: inset 0 0 0 20px rgba(255,195,0,.07), inset 0 0 0 21px rgba(255,195,0,.30);
    }
}


.f-list.quick {
    column-count: 2;
}


/*---accordian------*/
.accordion .heading {
    color: #222222;
    border: 1px solid #1f4b49;
    padding: 10px 15px;
    margin-bottom: 20px;
    position: relative;
    background: #003468;
}
.accordion .heading.active {
    border-bottom: 0;
    margin-bottom: 0;
}
.accordion .heading:before {
    content: "\f078";
    font-family: FontAwesome;
    font-style: normal;
    font-weight: normal;
    text-decoration: inherit;
    color: #ffc815;
    font-size: 18px;
    padding-right: 0.5em;
    position: absolute;
    top: 10px;
    right: 15px;
}
.accordion .details {
    border: 1px solid #1f4b49;
    padding: 15px 15px;
    border-top: 0;
    margin-bottom: 20px;
    background: #003468;
    color: #fff;
}
.accordion .details a {
    color: #ffc815;
}
.accordion .head-data {
    font-size: 22px;
    line-height: 32px;
    font-weight: 600;
    color: #ffc815;
}


/*----table----*/


.table-cus .tr-bg{
    background: #50c0d5;
    border-top-left-radius: 15px;
    border-top-right-radius: 15px; 
    background-color: #42378f;
    background-image: linear-gradient(to right,#2e94b3 0%,#6fba98 100%);
}
.table-cus .tr-bg td{
    border:2px solid #fff;
    border-right:0;
}
.table-cus .tr-bg td p{
    font-family: 'Raleway', sans-serif;
    font-size: 18px;
    color: #fff;
    border-right: 0px solid #fff;
    margin-bottom: 0;
} 
.table-cus .tr-bg{
    font-family: 'Frank Ruhl Libre', serif;
    font-size: 20px;
    color: #fff;
    border-right: 2px solid #fff;
}
/*.table-cus th{
    border-right: 2px solid #fff;
}*/
.table-cus th:last-child{
    border-right: 0;
}
.table-cus th, .table-cus td{
    padding: 15px 20px;
}
.table-cus.td-icon td{
    position: relative;
    padding-left: 50px;
    font-size: 16px;
}
/*.table-cus td{
    border-right: 2px solid #003468;
}*/
.table-cus td:last-child{
    border-right: 0;
}
.table-cus.td-icon td{
    vertical-align: top;
}
.table-cus.td-icon td:before {
    font-family: FontAwesome;
    font-style: normal;
    font-weight: normal;
    text-decoration: inherit;
    font-size: 18px;
    position: absolute;
    top: 14px;
    left: 18px;
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-image: linear-gradient( 
99deg
 , #f53844 0%, #843874 74%);
    width: 30px;
    padding-left: 2px;
    content: "\f0a9";
}
.table-grey{
    background: #f7fafb;
    width: 100%;
}
.table-two-col td{
    width: 50%;
}
.table-cus.td-icon td.no-icon:before{
    display: none;
}

.table-grey tr:nth-child(even) {
  background-color: #f2f2f2;
}


.tbl-head {
    background: #003468;
    padding: 4px 0;
    color: #fff;
}
.table-cus {
    overflow-x: auto;
}
.table-cus table {
    width: 100%;
}


/*----------APPLY NOW--------------------*/


.apply-sec-inn .two-div .col1 {
    width: 49%;
}
.apply-sec-inn .form-select select.col1 {
    width: 32%;
}
.form-area.form-box {
    background: #2f9ca2;
    padding: 30px;
}
.contact-gapping {
    padding: 60px 0;
}
.form-box .form-control {
    width: 100%;
    padding: 10px;
    margin-bottom: 15px;
    border: 1px solid #d3cece;
}
.from-zone {
    padding: 0 50px;
}
.form-box input[type="submit"] {
    background: transparent;
    cursor: pointer;
    -webkit-transition: all 0.3s ease-in-out 0s;
    -moz-transition: all 0.3s ease-in-out 0s;
    -ms-transition: all 0.3s ease-in-out 0s;
    transition: all 0.3s ease-in-out 0s;
    border: 1px solid #ffc300;
    background: #ffc300;
    background-image: linear-gradient(to right,#ffc300 0%,#ff9d00 100%);
    color: #222;
    padding: 10px 26px;
    border-radius: 30px;
    font-size: 16px;
    margin: 0 0 20px 0;
    display: inline-block;
}
.form-box input[type="submit"]:hover {
    background: #ff9d00;
    background-image: linear-gradient(to right,#ff9d00 0%,#ffc300 100%);
    color: #222;
}
.contact-gapping .from-zone {
    background: #f1f1f1;
    padding-top: 30px;
    padding-bottom: 20px;
}
.form-box input::-webkit-input-placeholder, .form-box textarea::-webkit-input-placeholder { /* Chrome/Opera/Safari */
  color: #818181;
  font-family: 'Poppins', sans-serif;
  font-size: 14px;
  line-height: 24px;
  font-style: italic;
}
.form-box input::-moz-placeholder, .form-box textarea::-moz-placeholder { /* Firefox 19+ */
  color: #818181;
  font-family: 'Poppins', sans-serif;
  font-size: 14px;
  line-height: 24px;
  font-style: italic;
}


.form-box input:-ms-input-placeholder, .form-box textarea:-ms-input-placeholder { /* IE 10+ */
  color: #818181;
  font-family: 'Poppins', sans-serif;
  font-size: 14px;
  line-height: 24px;
  font-style: italic;
}

.form-box input:-moz-placeholder, .form-box textarea:-moz-placeholder { /* Firefox 18- */
  color: #818181;
  font-family: 'Poppins', sans-serif;
  font-size: 14px;
  line-height: 24px;
  font-style: italic;
}



.apply-now-submit {
    padding: 15px 41px;
    border-radius: 30px;
    font-size: 18px;
    border: 0;
    outline: 0;
    color: #222;
    background: #ffc300;
    background-image: linear-gradient(to right,#ffc300 0%,#ff9d00 100%);
    cursor: pointer;
    -webkit-transition: all 0.3s ease-in-out 0s;
    -moz-transition: all 0.3s ease-in-out 0s;
    -ms-transition: all 0.3s ease-in-out 0s;
    transition: all 0.3s ease-in-out 0s;
}
.apply-now-submit:hover {
    background-image: linear-gradient(to right,#ff9d00 0%,#ffc300 100%);
}





.contact-form .col2 {
    width: 50%;
}
.contact-form .col2 .img-res {
    height: 100%;
}

.thanks-box img {
    max-width: 350px;
    width: 100%;
}
.thanks-box {
    max-width: 500px;
    margin: 0 auto;
    margin-bottom: 60px;
    margin-top: 30px;
}
.theme-btn{
    padding: 15px 41px;
    border-radius: 30px;
    font-size: 18px;
    border: 0;
    outline: 0;
    color: #222;
    cursor: pointer;
    -webkit-transition: all 0.3s ease-in-out 0s;
    -moz-transition: all 0.3s ease-in-out 0s;
    -ms-transition: all 0.3s ease-in-out 0s;
    transition: all 0.3s ease-in-out 0s;
    background-image: linear-gradient(to right,#ffc300 0%,#ff9d00 100%);
}
.theme-btn:hover {
    background-image: linear-gradient(to right,#ff9d00 0%,#ffc300 100%);
}


.bread-cum {
    background: #edfdff;
    padding: 10px 0;
}
.breadcrumb ul li {
    display: inline-block;
}
.breadcrumb ul li a {
    color: #3498b1;
}




.step1 li {
    display: flex;
    margin-bottom: 15px;
}
.step1 .iconbox {
    width: 80px;
    height: 80px;
}
.step1 .iconbox .fa {
    font-size: 50px;
    position: relative;
    top: 2px;
}
.step1 .textbox {
    width: 80%;
}
.step1 li h3 {
    color: #fff;
    margin-bottom: 10px;
}

/*-----slider css start--*/
.irs--big .irs-line {
    top: 33px;
    background: #4a4a4a;
    border: 1px solid #fff;
}
.irs--big .irs-min, .irs--big .irs-max {
    top: -20px;
    color: #ffffff;
    text-shadow: none;
    background-color: #2f94b3;
}
.irs--big .irs-from, .irs--big .irs-to, .irs--big .irs-single {
    color: white;
    text-shadow: none;
    background-color: #0957d1;
    background: #6eb998;
}
.irs--big .irs-bar {
    top: 33px;
    border: 1px solid #3599b0;
    background: #2f94b3;
    box-shadow: none;
}
.irs--big .irs-handle {
    top: 13px;
    width: 48px;
    height: 48px;
    border: 6px solid #fff;
    background: #6eb998;
    box-shadow: none;
    border-radius: 30px;
}
.irs-from, .irs-to, .irs-single {
    top: -20px;
}
.irs--big .irs-handle.state_hover, .irs--big .irs-handle:hover {
    border-color: hsl(0deg 0% 100%);
    background-color: #0957d1;
    background: linear-gradient(to bottom, #09c6f9, #0957d1);
}
.r-slider {
    margin-bottom: 30px;
}
.how-much {
    background: #f1f1f1;
    padding: 30px 0;
}
.slider-area {
    max-width: 500px;
    width: 100%;
    margin: 0 auto;
}

/*-----slider css end--*/  


/*--12-07-2022--*/

.secure-btn {
    background: #ffc300;
    background-image: linear-gradient(to right,#ffc300 0%,#ff9d00 100%);
    display: inline-block;
    color: #222 !important;
    padding: 10px 20px;
    padding-bottom: 10px !important;
    font-size: 16px !important;
    font-weight: 600 !important;
    line-height: 26px;
    border-radius: 50px;
    -webkit-border-radius: 50px;
    -moz-border-radius: 50px;
    -o-border-radius: 50px;
    text-transform: none;
    border: 1px solid transparent;
    -webkit-animation-name: blink-span;
    -webkit-animation-duration: 0.5s;
    animation: blink-span 0.5s infinite;
}

/* Safari 4.0 - 8.0 */
@-webkit-keyframes blink-span {
  from {background-image: linear-gradient(to right,#ffc300 0%,#ff9d00 100%);}
  to {background-image: linear-gradient(to right,#ff9d00 0%,#ffc300 100%);}
}
/* Standard syntax */
@keyframes blink-span {
 from {background-image: linear-gradient(to right,#ffc300 0%,#ff9d00 100%);}
  to {background-image: linear-gradient(to right,#ff9d00 0%,#ffc300 100%);}
}

.irs--big .irs-line {
    top: 33px;
    background-color: #fff;
    border: 1px solid #fff
}

.irs--big .irs-max,
.irs--big .irs-min {
    top: -20px;
    color: #fff;
    text-shadow: none;
    background-color: #003468;
}

.irs--big .irs-from,
.irs--big .irs-single,
.irs--big .irs-to {
    color: #fff;
    text-shadow: none;
    color: #132f58;
    text-shadow: none;
    background: #ffc300;
}

.irs--big .irs-bar {
    top: 33px;
    background-color: #033432;
    border: 1px solid #033432;
    background: #033432;
    box-shadow: none
}

.irs--big .irs-handle {
    top: 13px;
    width: 48px;
    height: 48px;
    border: 6px solid #fff;
    background-color: #033432;
    background: #033432;
    box-shadow: none;
    border-radius: 30px
}

.irs-from,
.irs-single,
.irs-to {
    top: -20px
}

.irs--big .irs-handle.state_hover,
.irs--big .irs-handle:hover {
    border-color: hsl(0deg 0% 100%);
    background: #132f58;
    background-image: linear-gradient(to right,#003468 0%,#132f58 100%);
}

.r-slider {
    margin-bottom: 30px
}

.btn-comm {
    
    padding: 12px 25px;
    border-radius: 35px;
    font-size: 14px;
    letter-spacing: .5px;
    cursor: pointer;
    border: 2px solid #ffc300;
    background: #ffc300;
    background-image: linear-gradient(to right,#ffc300 0%,#ff9d00 100%);
    color: #222;
    font-weight: 600;
}

.btn-comm:hover {
    border: 2px solid #fff;
    background: transparent;
    background-image: none;
    color: #fff;
    border: 2px solid #fff;
}
.slider-area .form-heading {
    font-size: 22px;
    line-height: 32px;
    font-weight: 600;
    color: #fff;
    text-align: center;
}

.slider-area .get-quote {
    text-align: center;
}
.new-avail {
    padding: 30px 0;
}
.new-avail h3 {
    font-size: 24px;
    line-height: 34px;
}
.list2 li p:first-child  strong {
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-image: linear-gradient(to right,#132f58 0%,#003468 100%);
}

.heading {
    color: #003468;
}

.heading span {
    color: #ffc815;
}

.blue-heading{color: #003468;}
.heading-w span{color: #ffc815;}
.display-n .wrap {
    background: rgb(16 73 75 / 40%);
    padding: 20px;
    padding-bottom: 30px;
    text-align: center;
    margin-bottom: 30px;
    border-radius:25px;
}

.display-n .wrap h3 {
    color: #fff;
    font-size: 24px;
    line-height: 36px;
    margin-bottom: 15px;
}

.display-n .wrap .img-bx img {
    max-width: 90px;
}


.home-testimonials {
    background: #f1f1f1;
}
.home-testimonials .bg-blue {
    border-radius: 5px;
}
.home-testimonials .bg-blue {
    -webkit-border-radius: 16px;
    -moz-border-radius: 16px;
    border-radius: 16px;
}
.home-testimonials .bg-blue {
    background-color: transparent;
    background-image: url(../images/banner-n1.webp);
    background-size: cover;
    background-repeat: no-repeat;
    background-position: center;
    overflow: visible;
}
.home-testimonials .bg-blue:before {
    top: 0;
    left: 0;
    right: auto;
    bottom: auto;
    width: 100%;
    height: 100%;
    border: 0;
    box-shadow: none;
    border-radius: 15px;
    background: rgb(110 186 152 / 40%);
}
.home-testimonials .bg-blue:after {
    display: none;
}
.recent-posts {
    padding: 50px 0;
}

.section-heading-c {
    font-size: 35px;
    font-weight: 600;
    color: #003468;
    text-align: center;
    margin-bottom: 20px;
}
.section-heading-c span {
    font-weight: 700;
    color: #ffc815;
}

.recent-posts .textbox-wrap {
    padding: 0 20px;
}
.recent-posts.textbox-wrap .textbox {
    background: #f1f4f6;
    padding: 20px;
    position: relative;
    margin-top: -40px;
}
.recent-posts .textbox-wrap .textbox h3 {
    font-size: 22px;
    line-height: 32px;
    font-weight: 600;
}
.recent-posts .content2 .text-wrap {
    background: #f1f1f1;
    padding: 30px;
}
.recent-posts .listing-news li {
    display: flex;
    border-bottom: 1px dotted #c7c6c6;
    padding-bottom: 15px;
    margin-bottom: 15px;
}
.recent-posts .listing-news li .imgarea {
    width: 230px;
    margin-right: 20px;
}
.recent-posts .listing-news li .textarea {
    width: 80%;
}
.recent-posts .listing-news li .textarea h3 {
    font-size: 18px;
    line-height: 28px;
    font-weight: 600;
    color: #5c5c5c;
}
.recent-posts .listing-news li .textarea p {
    font-size: 15px;
    line-height: 25px;
}
.recent-posts .textbox-wrap .textbox {
    background: #fff;
    padding: 20px;
    position: relative;
    margin-top: -40px;
}
.recent-posts .textbox-wrap .textbox .btn-area {
    margin-top: 26px;
}

.home-blue {
    background-attachment: fixed;
}
.btn-comm.btn-color:hover {
    color: #333;
    border: 2px solid #333;
    background: transparent;
    background-image: none;
}


.hithere {
  animation: hithere 1s ease infinite;
}
@keyframes hithere {
  30% {
    transform: scale(1.2);
  }
  40%,
  60% {
    transform: rotate(-20deg) scale(1.2);
  }
  50% {
    transform: rotate(20deg) scale(1.2);
  }
  70% {
    transform: rotate(0deg) scale(1.2);
  }
  100% {
    transform: scale(1);
  }
}

.btn-apply-fixed {
    position: fixed;
    bottom: 0;
    left: 50%;
    transform: translateX(-50%);
    border-radius: 10px 10px 0 0;
    color: #222;
    border-bottom: 0;
    z-index:1;
    padding: 10px 30px;
    text-decoration: none;
    background: #ffc300;
    background-image: linear-gradient(to right,#ffc300 0%,#ff9d00 100%);
    box-shadow: 0 0px 5px 2px rgb(255 255 255 / 30%);
}

.scroll-top {
    position: fixed;
    display: none;
    right: 15px;
    bottom: 35px;
    transition: background .5s;
    z-index: 11;
    text-decoration: none;
}

.scroll-top .fa {
    width: 40px;
    height: 40px;
    background: #003468;
    text-align: center;
    color: #ffffff;
    display: flex;
    align-items: center;
    justify-content: center;
}

.btn-comm.btn-w {
    padding: 8px 15px;
}
.btn-comm.btn-w:hover {
    background: transparent;
    background-image: none;
    color: #fff;
    border: 2px solid #fff;
}

.faqs {
    background: #f1f1f1;
}

.low-income {
    background: #f1f1f1;
}

.low-income .image-box {
    padding: 20px 15px;
    background: #fff;
    border-radius: 5px;
}
.low-income .row1 {
    align-items: center;
}

.low-income .two-div .col1:nth-of-type(2) {
    width: 40%;
}

.gray-bg {
    background: #f1f1f1;
}
.types .row1 {
    align-items: center;
}
.types img {
    padding: 50px;
}


/*-----24/07/2022------*/
.form-area #regForm {
    background-color: #003468;
    margin: 0 auto;
    color: #fff;
    padding: 10px 40px 40px;
    width: 80%;
    border: 3px solid #13514f;
}

.form-area input,.form-area select {
    padding: 10px;
    width: 100%;
    font-size: 17px;
    font-family: Raleway;
    border: 1px solid #aaa
}

.form-area input.invalid {
    background-color: #fdd
}

.form-area .tab {
    display: none
}

.form-area #regForm input {
    line-height: normal;
    width: calc(100% - 35px);
}

.form-area button {
    background-color: #ffc300;
    background-image: linear-gradient(to right,#ffc300 0%,#ff9d00 100%);
    color: #222;
    border: none;
    padding: 10px 20px;
    font-weight:500;
    font-size: 16px;    
    cursor: pointer;
    border-radius: 20px
}

.form-area button:hover {
    opacity: .8
}

.form-area #prevBtn {
    background-color: #ffc300;
    background-image: linear-gradient(to right,#ffc300 0%,#ff9d00 100%);
    border-radius: 20px
}
.form-area .apply-fix {
    position: fixed;
    bottom: 14px;
    text-align: center;
    width: 100%;
    display:none;
}
.form-area .apply-fix a {
    background: #ffc300;
    background-image: linear-gradient(to right,#ffc300 0%,#ff9d00 100%);
    font-size: 16px;
    font-weight: 700;
    color: #222;
    padding: 18px 23px 15px;
    border-radius: 10px 10px 0 0;
    text-decoration:none;
}
.form-area .step {
    height: 15px;
    width: 15px;
    margin: 0 2px;
    background-color: #bbb;
    border: none;
    border-radius: 50%;
    display: inline-block;
    opacity: .5;
    display: none
}

.form-area .step.active {
    opacity: 1
}

.form-area .contents-box {
    margin: 0 auto;
    width: 100%;
    max-width: 100%
}

.form-area select {
    width: calc(100% - 35px);
    height: 41px
}

.form-area .step.finish {
    background-color: #4CAF50
}

.form-area .span {
    width: 35px;
    padding: 6px 9px 0;
    background: #144442;
    height: 42px;
    display: inline-grid;
    line-height: 27px;
    color: #fff;
    font-size: 24px;
    border: 1px solid #144442;
    float: left;
}

.form-area input[type="submit"] {
    background: #ffc300;
    background-image: linear-gradient(to right,#ffc300 0%,#ff9d00 100%);
    border: none;
    color: #222;
    height: 57px;
    width: 33.9%;
    border-radius: 0 20px 20px 0
}

@-moz-document url-prefix() {
    input[type="submit"] {
        background: #ffc300;
        background-image: linear-gradient(to right,#ffc300 0%,#ff9d00 100%);
        border: none;
        color: #222;
        height: 57px;
        width: 32.7%;
        border-radius: 0 20px 20px 0
    }
}
.form-area .heading-form h2 {
    font-size: 25px;
    margin-bottom: 20px;
    margin-top: 30px;
    border-bottom: 1px solid #8d9ba9;
    padding-bottom: 15px;
    color: #fff;
}

.form-area span img {
    height: auto;
}
.form-area .chkbox-sec {
    width: 100%;
    float: left;
    margin-top: 15px;
    display: flex;
    justify-content: flex-start;
    margin-bottom: 10px;
}
.form-area .chkbox-sec input {
    width: 15px;
    height: 15px;
    margin-right: 10px;
}
.form-area #regForm .chkbox-sec input {
    width: auto;
    float: left;
    margin-right: 5px;
}

.form-area .btn-submit {
    margin-top: 20px;
    font-size: 20px;
}
.form-area .chkbox-sec .terms {
    margin-top: -7px;
}
.apply-now-submit {
    margin-top: 15px;
}


.new-blg .listing-news li .imgarea img {
    max-width: 100%;
    width: 100%;
    height: auto;
}
.new-blg .img-box img {
    max-width: 100%;
    width: 100%;
    height: auto;
}

h1.home-inner {
    text-align: center;
    color: #fff;
    font-size: 42px;
    line-height: 52px;
    max-width: 800px;
    width: 100%;
    margin: 0 auto;
}


.first-slot.innerpage {
    padding-bottom: 30px;
}
.banner-intro .points {
    max-width: 800px;
    width: 100%;
    margin: 0 auto;
}
.banner-intro .last {
    max-width: 362px;
    width: 100%;
    margin: 0 auto;
}

.boxes .wrap {
    box-shadow: 0 0 6px rgb(0 0 0 / 20%);
    border-radius: 15px;
    min-height: 377px;
}
.boxes .wrap .tr-bg {
    background: #50c0d5;
    border-top-left-radius: 15px;
    border-top-right-radius: 15px;
    background-color: #42378f;
    background-image: linear-gradient(to right,#2e94b3 0%,#6fba98 100%);
    text-align: center;
    color: #fff;
    padding: 15px 0;
}
.boxes .wrap .list1 {
    padding-top: 20px;
}

.major-box h3 {
    background: #003468;
    padding: 4px 15px;
    color: #fff;
    text-align: center;
}
.major-box .row-custom {
    display: flex;
    background: #f7fafb;
}
.major-box .row-custom .box1 {
    border-right: 2px solid #003468;
}

.major-box .row-custom .box1:last-child {border-right: 0;}

.major-box .row-custom .box1 .list1 {
    padding-top: 20px;
    padding-right: 20px;
    padding-bottom: 20px;
}

.new-avail .major-box .row-custom .box1 {
    width: 33.33%;
}
.faqs .boxes .wrap {
    background: #fff;
    color: #000;
    min-height: auto;
}
main a {
    color: #0c6be5;
    text-decoration: underline;
}
main .bg-blue a {
    color: #00b1ff;
}
.head-style{
    margin-bottom: 24px;
    font-size: 28px;
    line-height: 40px;
}

.three-div-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    grid-gap: 15px;
}
.four-div-grid{
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    grid-gap: 15px;
}
.three-div-grid div, .four-div-grid div {
    border: 1px dashed #000;
    padding: 15px;
    border-radius: 5px;
}
.three-div-grid h3, .four-div-grid h3{margin-bottom: 8px;}

.list1_1 li p:first-child > strong {
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-image: linear-gradient(to right,#132f58 0%,#003468 100%);
}

.representative p:first-child{
    margin-bottom: 0;
}
.two-div-grid {
    display: grid;
    grid-template-columns: repeat(2,1fr);
    grid-gap: 20px;
}
.two-div-grid h3{margin-bottom: 15px;} 
.two-div-grid div {
    border: 1px solid;
    padding: 20px;
}
.text-black p{color: #494949;}

.r-icon {
    background: #fff;
    padding: 8px;
    display: inline-flex;
    width: 80px;
    height: 80px;
    justify-content: center;
    align-items: center;
    border-radius: 50%;
    margin: 15px;
}
.r-icon i {
    font-size: 40px;
    color: #003468;
}
.banner-n1 .list1.w li:before {
    color: #ffc300;
}

.banner-n1 .slider-area {
    background: rgb(16 73 75 / 40%);
    padding: 30px 30px;
    border-radius: 5px;
    margin-bottom: 40px;
}

.display-icon i {
    font-size: 30px;
    color: #ffffff;
}
.display-icon > span {
    background: #ffc300;
    width: 60px;
    height: 60px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    border-radius: 50%;
    margin: 15px 0;
}
.display-icon {
    text-align: center;
}
.banner-n1 .list1 li {
    font-weight: 500;
}


.three-div-grid .tick-on-top {
    padding: 30px 30px;
    position: relative;
}
.three-div-grid .tick-on-top > span {
    width: 40px;
    height: 40px;
    background: #ffc300;
    display: inline-flex;
    justify-content: center;
    align-items: center;
    border-radius: 50%;
    color: #333333;
    position: absolute;
    top: -20px;
    left: 30px;
}
.three-div-grid .tick-on-top > span i {
    font-size: 26px;
}
.first-slot.home-inner .maindiv {
    position: relative;
}


/* capcha css start */

#image {
    width: auto;
    padding: 7px 35px;
    font-weight: 500;
    user-select: none;
    font-style: italic;
    font-size: 18px;
    background: #fff;
    color: #000;
}
.capcha-code input#submit {
    background: #ffc300;
    background-image: linear-gradient(to right,#ffc300 0%,#ff9d00 100%);
    border: 1px solid #ffc300;
    border-radius: 5px;
    color: #222;
    margin-top: 15px;
    cursor: pointer;
}

.capcha-code input#submit {}

.capcha-code input#submit::-webkit-input-placeholder { /* Chrome/Opera/Safari */
  color: #fff;
  font-weight: 500;
  font-family: "Poppins", sans-serif;
}
.capcha-code input#submit::-moz-placeholder { /* Firefox 19+ */
   color: #fff;
  font-weight: 500;
  font-family: "Poppins", sans-serif;
}
.capcha-code input#submit:-ms-input-placeholder { /* IE 10+ */
   color: #fff;
  font-weight: 500;
}

.apply #image {
    background: #f1f1f1;
}

input {
    padding: 15px 20px;
    font-size: 18px;
}
.capcha-code {
    display: flex;
    align-items: flex-start;
    flex-direction: column-reverse;
}
#user-input {
    width: auto;
    margin-right: 10px;
}

#key{font-size: 16px; font-style: italic; color: #fff;}
input#captcha {
    background: transparent;
    border: 1px solid #fff;
    border-radius: 5px;
    color: #ffffff;
    margin-bottom: 20px;
}
/* capcha css end */


input#captcha::-webkit-input-placeholder { /* Chrome/Opera/Safari */
  color: #d0cfcf;
  font-weight: 400;
  font-family: "Poppins", sans-serif;
}
input#captcha::-moz-placeholder { /* Firefox 19+ */
   color: #d0cfcf;
  font-weight: 400;
  font-family: "Poppins", sans-serif;
}
input#captcha:-ms-input-placeholder { /* IE 10+ */
   color: #d0cfcf;
  font-weight: 400;
  font-family: "Poppins", sans-serif;
}
input#captcha:-moz-placeholder { /* Firefox 18- */
   color: #d0cfcf;
  font-weight: 400;
  font-family: "Poppins", sans-serif;
}

.example label {
    color: #fff;
}

/*faq*/
.faq-area .holder {
    border-top: 0;
    margin-bottom: 20px;
    background: #003468;
    color: #fff;
}
.faq-area .accordion-container .accordion-title {
    position: relative;
    margin: 0;
    padding: 10px 36px 10px 20px;
    cursor: pointer;
    font-size: 18px;
    line-height: 32px;
    font-weight: 600;
    color: #ffc815;
}


.faq-area .accordion-container .accordion-title::after {
    font-family: FontAwesome;
    font-style: normal;
    font-weight: 400;
    text-decoration: inherit;
    color: var(--black);
    font-size: 16px;
    line-height: 26px;
    padding-right: 0.5em;
    position: absolute;
    top: 10px;
    right: 0;
    content: "\f067";
}


.faq-area .accordion-container .accordion-title.open::after {
    font-family: FontAwesome;
    font-style: normal;
    font-weight: 400;
    text-decoration: inherit;
    color: var(--black);
    font-size: 16px;
    line-height: 26px;
    padding-right: 0.5em;
    position: absolute;
    top: 10px;
    right: 0;
    content: "\f068";
}

.faq-area .accordion-container {
    width: 100%;
    margin: 0 auto
}

.faq-area .accordion-content {
    padding: 15px;
    padding-left: 25px;
    font-size: 16px;
    line-height: 28px;
    border-radius: 0;
    padding-bottom: 10px;
}

.faq-area .accordion-content a {
    color: #ffc815;
}


/*.faq-area .holder:not(:first-of-type) .accordion-content{display: none;}*/
.faq-area .holder .accordion-content{display: none;}

.faq {padding: 30px 0 50px 0;}
/*faq*/

.bg-blue .table-cus td {
    color: #333333;
}
.text-left {
    text-align: left;
}

.faqs .table-cus td {
    color: #333;
}


/*--new calculator css starts here---*/
/* ===== Loan repayment calculator: new look (CSS only, HTML unchanged) ===== */
.new-calculator {
    position: relative;
    padding: 60px 0;
    background-color: #f3f7fc;
    background-image: radial-gradient(circle at 6% 12%,rgba(255,195,0,.18) 0,rgba(255,195,0,0) 24%),radial-gradient(circle at 94% 88%,rgba(0,52,104,.10) 0,rgba(0,52,104,0) 30%),radial-gradient(rgba(0,52,104,.08) 1.5px,transparent 1.5px);
    background-size: auto,auto,26px 26px;
}
.new-calculator h2 {
    color: #003468;
    text-align: center;
    margin-bottom: 36px;
}
.new-calculator h2:after {
    content: "";
    display: block;
    width: 70px;
    height: 4px;
    margin: 14px auto 0;
    border-radius: 4px;
    background-image: linear-gradient(to right,#ffc300 0%,#ff9d00 100%);
}
.new-calculator .slidecontainer {
  width: 100%;
}

/* slider */
.new-calculator .slider {
    -webkit-appearance: none;
    appearance: none;
    width: 100%;
    height: 10px;
    border-radius: 10px;
    background: #d9e3f0;
    outline: none;
    padding: 0;
}
.new-calculator .slider::-webkit-slider-thumb {
    -webkit-appearance: none;
    appearance: none;
    width: 28px;
    height: 28px;
    border-radius: 50%;
    background-color: #ffc300;
    background-image: linear-gradient(135deg,#ffc300 0%,#ff9d00 100%);
    border: 4px solid #fff;
    box-shadow: 0 2px 8px rgba(0,52,104,.35);
    cursor: pointer;
}
.new-calculator .slider::-moz-range-thumb {
    box-sizing: border-box;
    width: 28px;
    height: 28px;
    border-radius: 50%;
    background-color: #ffc300;
    background-image: linear-gradient(135deg,#ffc300 0%,#ff9d00 100%);
    border: 4px solid #fff;
    box-shadow: 0 2px 8px rgba(0,52,104,.35);
    cursor: pointer;
}
.new-calculator .slidecontainer > p {
    border: 2px solid #d9e3f0;
    border-radius: 10px;
    background: #f6f9fd;
    color: #003468;
    font-weight: 600;
    padding: 6px 12px;
    text-indent: 0;
}

.new-calculator .range-wrap {
    position: relative;
    margin-top: 55px;
}
.new-calculator .range-value{
  position: absolute;
  top: -153%;
}

/*---time---*/
.new-calculator #timetooltip.range-value span {
    text-align: center;
    background: #003468;
    color: #fff;
    font-size: 12px;
    font-weight: 600;
    display: block;
    position: absolute;
    left: 3%;
    transform: translate(-50%, 0);
    border-radius: 8px;
    padding: 3px 12px;
    padding-right: 58px;
    line-height: 24px;
}
.new-calculator #timetooltip.range-value span:before {
    content: "";
    position: absolute;
    width: 0;
    height: 0;
    border-top: 10px solid #003468;
    border-left: 5px solid transparent;
    border-right: 5px solid transparent;
    top: 100%;
    left: 50%;
    margin-left: -5px;
    margin-top: -1px;
}
.new-calculator #timetooltip.range-value span:after {
    position: absolute;
    right: 5px;
    top: 2px;
    content: "months";
}

/*---amount--*/
.new-calculator .range-value#demotooltip span {
    text-align: center;
    background: #003468;
    color: #fff;
    font-size: 12px;
    font-weight: 600;
    display: block;
    position: absolute;
    left: 3%;
    transform: translate(-50%, 0);
    border-radius: 8px;
    padding: 3px 12px;
    padding-left: 15px;
    line-height: 24px;
}
.new-calculator .range-value#demotooltip span :after {
    content: "";
    position: absolute;
    width: 0;
    height: 0;
    border-top: 10px solid #003468;
    border-left: 5px solid transparent;
    border-right: 5px solid transparent;
    top: 100%;
    left: 50%;
    margin-left: -5px;
    margin-top: -1px;
}
.new-calculator .range-value#demotooltip span:before {
    position: absolute;
    left: 5px;
    top: 2px;
    content: "€";
}

/*---calculator card---*/
.new-calculator .loan-calculator label {
    font-family: 'Open Sans', sans-serif;
    font-size: 15px;
    line-height: 30px;
    color: #5a6b86;
    font-weight: 600;
    padding-bottom: 5px
}

.new-calculator .loan-calculator .box-in,
.new-calculator .loan-calculator .box-in-3 {
    width: 98%;
    border: 2px solid #d9e3f0;
    border-radius: 12px;
    background: #f6f9fd;
    padding: 4px 8px;
    margin: 0 auto;
    text-align: center
}

.new-calculator .loan-calculator .box-in span,
.new-calculator .loan-calculator .box-in-3 span {
    font-size: 20px!important;
    line-height: 30px!important;
    font-weight: 700;
    color: #003468;
    margin: 0 auto!important;
    padding: 0;
    padding-left: 0
}

.new-calculator .loan-calculator #loan-calculator {
    padding: 40px 44px;
    background: #fff;
    border: 0;
    border-radius: 20px;
    box-shadow: inset 0 6px 0 #ffc300, 0 20px 50px rgba(0,52,104,.14);
}

.new-calculator .loan-calculator .lone-calc {
    font-size: 22px;
    line-height: 26px;
    padding-top: 30px;
    color: #003468;
    margin: 0 auto;
    padding-bottom: 15px;
    display: block;
    font-weight: 600;
    font-family: 'Dosis', sans-serif;
    text-align: left;
}

.new-calculator .loan-calculator .lone-calc:nth-child(1) {
    padding-top: 0
}

.new-calculator .loan-calculator .loanAmount__container {
    display: flex;
    align-items: center;
    justify-content: flex-start;
    margin-top: 0;
    margin-bottom: 0;
}
.new-calculator .loan-calculator .bg-fg {
    text-align: center;
}

/*---plus / minus buttons---*/
.new-calculator .loan-calculator .sub {
    box-sizing: border-box;
    background-color: #003468;
    background-image: url(../images/steps-tabs-minus.png);
    background-repeat: no-repeat;
    background-position: 50%
}

.new-calculator .loan-calculator .add {
    box-sizing: border-box;
    background-color: #003468;
    background-image: url(../images/steps-tabs-plus.png);
    background-repeat: no-repeat;
    background-position: 50%
}

.new-calculator .loan-calculator .sub_button {
    border-radius: 50%;
    border: none;
    height: 44px;
    width: 44px;
    padding: 0;
    margin: 0 12px;
    flex-shrink: 0;
    cursor: pointer;
    box-shadow: 0 4px 10px rgba(0,52,104,.30);
    -webkit-transition: all .3s ease;
    transition: all .3s ease;
}
.new-calculator .loan-calculator .sub_button:hover {
    background-color: #00478f;
    -webkit-transform: translateY(-2px);
    transform: translateY(-2px);
}

/*---inputs---*/
.new-calculator .loan-calculator .input-typ {
    width: 40%;
    padding: 5px 10px;
    height: 44px;
    background: #fff;
    border: 2px solid #d9e3f0;
    border-radius: 10px;
    font-size: 20px!important;
    line-height: 30px!important;
    font-weight: 700;
    color: #003468;
}

.new-calculator .loan-calculator .input-typ-2 {
    width: 17%;
    padding: 5px 0;
    height: 44px;
    background: #fff;
    border: 2px solid #d9e3f0;
    border-radius: 10px;
    font-size: 20px!important;
    line-height: 30px!important;
    font-weight: 700;
    color: #003468;
}

.new-calculator .loan-calculator .input-typ-3 {
    width: 31%;
    padding: 5px 10px;
    height: 44px;
    background: #fff;
    border: 2px solid #d9e3f0;
    border-radius: 10px;
    font-size: 20px!important;
    line-height: 30px!important;
    font-weight: 700;
    color: #003468;
}
.new-calculator .loan-calculator .input-typ:focus,
.new-calculator .loan-calculator .input-typ-2:focus,
.new-calculator .loan-calculator .input-typ-3:focus {
    border: 2px solid #ffc300;
    box-shadow: 0 0 0 3px rgba(255,195,0,.25);
}

/*---apply now button---*/
.new-calculator .loan-calculator #applyNow {
    height: 48px;
    border: none;
    border-radius: 40px;
    background: #ffc300;
    background-image: linear-gradient(to right,#ffc300 0%,#ff9d00 100%);
    color: #222;
    margin-top: 0;
    font-size: 18px;
    line-height: 28px;
    font-weight: 700;
    text-align: center;
    font-family: 'Open Sans', sans-serif;
    cursor: pointer;
    box-shadow: 0 8px 20px rgba(255,157,0,.40);
    -webkit-transition: all .3s ease;
    transition: all .3s ease;
}
.new-calculator .loan-calculator #applyNow:hover {
    background-image: linear-gradient(to right,#ff9d00 0%,#ffc300 100%);
    -webkit-transform: translateY(-2px);
    transform: translateY(-2px);
    box-shadow: 0 12px 24px rgba(255,157,0,.50);
}

/*---results---*/
.new-calculator .loan-calculator .results__result {
    box-sizing: border-box;
    background: #f4f8fd;
    border-left: 4px solid #ffc300;
    border-radius: 12px;
    margin-bottom: 10px;
    box-shadow: 0 2px 8px rgba(0,52,104,.06);
    padding: 3px 20px!important
}

.new-calculator .loan-calculator .results__result .h3 {
    font-weight: 600;
    color: #5a6b86!important;
    display: block;
    line-height: 24px;
    margin: 12px 0;
    font-size: 14px;
    text-align: left;
    padding-right: 15px;
    display: block;
}

.new-calculator .loan-calculator .results__result .h3 span {
    font-size: 16px;
    padding-left: 30px;
    color: #003468;
    font-weight: 700
}

.new-calculator .loan-calculator .representative-example {
    display: grid;
    grid-template-columns: minmax(0,7fr) minmax(0,3fr);
    gap: 12px;
    padding: 10px
}
.new-calculator .loan-calculator .calculator.two-div .col1:nth-of-type(1) {
    width: 60%;
}
.new-calculator .loan-calculator .calculator.two-div .col1:nth-of-type(2) {
    width: 38%;
}
.new-calculator .loan-calculator .row1 {
    align-items: center;
}

/*Representative example + warning*/
.rep-example{--re-navy:#0d2b52;--re-accent:#1a73e8;--re-soft:#eef4ff;--re-border:#d6e4fb;--re-warn-bg:#fff6e6;--re-warn-border:#f5a623;--re-warn-text:#7a4a00;margin:40px 0 10px;border:1px solid var(--re-border);border-radius:14px;overflow:hidden;background:#fff;box-shadow:0 6px 20px rgba(13,43,82,.08);text-align:left}
.rep-example *{box-sizing:border-box}
.rep-example .re-head{display:flex;align-items:center;gap:10px;background:var(--re-navy);color:#fff;padding:14px 22px}
.rep-example .re-head h3{margin:0;font-size:18px;line-height:1.3;color:#fff;font-weight:700}
.rep-example .re-head svg{flex:0 0 auto}
.rep-example .re-body{padding:22px}
.rep-example .re-intro{margin:0 0 18px;color:#334;font-size:15px}
.rep-example .re-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
.rep-example .re-item{background:var(--re-soft);border:1px solid var(--re-border);border-radius:10px;padding:14px 12px;text-align:center}
.rep-example .re-item span{display:block;font-size:12px;letter-spacing:.04em;text-transform:uppercase;color:#5a6b86;margin-bottom:6px}
.rep-example .re-item strong{display:block;font-size:22px;line-height:1.2;color:var(--re-navy)}
.rep-example .re-total{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-top:14px}
.rep-example .re-total .re-item{background:#fff;border:2px solid var(--re-accent)}
.rep-example .re-total .re-item.is-main{background:var(--re-accent);border-color:var(--re-accent)}
.rep-example .re-total .re-item.is-main span,.rep-example .re-total .re-item.is-main strong{color:#fff}
.rep-example .re-warning{display:flex;gap:14px;align-items:flex-start;background:var(--re-warn-bg);border-top:1px solid var(--re-warn-border);border-left:6px solid var(--re-warn-border);padding:16px 22px}
.rep-example .re-warning svg{flex:0 0 auto;margin-top:2px}
.rep-example .re-warning p{margin:0;color:var(--re-warn-text);font-size:15px;line-height:1.55}
.rep-example .re-warning p b{color:#5c3500;text-transform:uppercase;letter-spacing:.03em}
@media (max-width:767px){
 .rep-example .re-body{padding:16px}
 .rep-example .re-grid{grid-template-columns:repeat(2,1fr)}
 .rep-example .re-item strong{font-size:19px}
 .rep-example .re-total{grid-template-columns:1fr}
 .rep-example .re-warning{padding:14px 16px}
}
/*END-Representative example + warning*/





@media(min-width: 768px){
  .loan-calculator .results__result {width: 80%;}
  .loan-calculator .bg-fg {
    padding: 10px 30px 10px 10px;
    border-right: 1px solid #e3eaf4;
    text-align: left;
  }
  .loan-calculator .loanAmount__container {
    width: 82%;
  }
  .loan-calculator #applyNow {
    width: 81% !important;
  }
  .loan-calculator .results__result {
        width: 80%;
    }
    .new-calculator .loan-calculator #loan-calculator{align-items: center;}
}
@media(max-width: 767px){
  .new-calculator {padding: 40px 0;}
  .new-calculator h2 {margin-bottom: 26px;}
  .new-calculator .loan-calculator #loan-calculator{ border: 0px; flex-direction: column; padding: 28px 18px;}
  .new-calculator .loan-calculator .loanAmount__container {width: 100%;}
  .new-calculator .loan-calculator .bg-fg{margin-bottom: 30px;}
  .new-calculator .loan-calculator .lone-calc{text-align: center;}
  .loan-calculator .results__result{width: 100%;}
  .loan-calculator #applyNow {width: 100%;}
  .new-calculator .loan-calculator .calculator.two-div .col1:nth-of-type(1) {
    width: 100%;
    }
    .new-calculator .loan-calculator .calculator.two-div .col1:nth-of-type(2) {
    width: 100%;
    }
    .loan-calculator .text-center {
    text-align: left;
    }
}


/*--new calculator css ends here---*/

.applynow-pg span.h3 {
    font-weight: 600;
    font-size: 18px;
    line-height: 36px;
    display: inline-block;
    margin-bottom: 15px;
}

/*----- What We Offer: new card design -----*/
.offer-section{
    background: #f7fafb;
}
.offer-section .textbox p{
    max-width: 560px;
    margin: 0 auto;
}
.offer-grid{
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 25px;
    margin-top: 35px;
}
.offer-card{
    display: block;
    background: #ffffff;
    border-radius: 12px;
    padding: 40px 20px 30px;
    text-align: center;
    box-shadow: 0 4px 15px rgb(0 0 0 / 6%);
    position: relative;
    overflow: hidden;
    color: #222222;
    -webkit-transition: all 0.3s ease-in-out 0s;
    -moz-transition: all 0.3s ease-in-out 0s;
    -ms-transition: all 0.3s ease-in-out 0s;
    transition: all 0.3s ease-in-out 0s;
}
.offer-card:before{
    content: "";
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 4px;
    background-image: linear-gradient(to right,#2e94b3 0%,#6fba98 100%);
    -webkit-transform: scaleX(0);
    transform: scaleX(0);
    -webkit-transform-origin: left;
    transform-origin: left;
    -webkit-transition: -webkit-transform 0.3s ease-in-out 0s;
    transition: transform 0.3s ease-in-out 0s;
}
.offer-card:hover:before{
    -webkit-transform: scaleX(1);
    transform: scaleX(1);
}
.offer-card:hover{
    -webkit-transform: translateY(-8px);
    transform: translateY(-8px);
    box-shadow: 0 12px 25px rgb(0 0 0 / 12%);
}
.offer-icon{
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 70px;
    height: 70px;
    border-radius: 50%;
    background-image: linear-gradient(135deg,#003468 0%,#132f58 100%);
    color: #fff;
    font-size: 28px;
    margin-bottom: 18px;
}
.offer-card h3{
    font-size: 19px;
    line-height: 28px;
    margin: 0;
    color: #222222;
    -webkit-transition: color 0.3s ease-in-out 0s;
    transition: color 0.3s ease-in-out 0s;
}
.offer-card:hover h3{
    color: #003468;
}
@media (max-width: 768px){
    .offer-grid{
        grid-template-columns: repeat(2, 1fr);
    }
}
@media (max-width: 480px){
    .offer-grid{
        grid-template-columns: 1fr;
    }
}


/*----- Legal entity info block: new card design -----*/
.legal-entity-box{
    background: #ffffff;
    border-left: 4px solid #003468;
    border-radius: 8px;
    padding: 25px 30px;
    margin: 20px 0;
    box-shadow: 0 4px 15px rgb(0 0 0 / 6%);
}
.legal-entity-list{
    display: flex;
    flex-wrap: wrap;
    gap: 25px;
}
.legal-entity-list li{
    display: flex;
    align-items: center;
    gap: 15px;
    flex: 1 1 220px;
}
.legal-entity-list .li-icon{
    width: 50px;
    height: 50px;
    border-radius: 50%;
    background-image: linear-gradient(135deg,#003468 0%,#132f58 100%);
    color: #fff;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    font-size: 20px;
    flex-shrink: 0;
}
.legal-entity-list strong{
    display: block;
    font-size: 13px;
    color: #888888;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    margin-bottom: 3px;
    font-weight: 600;
}
.legal-entity-list p{
    margin: 0;
    font-size: 17px;
    line-height: 24px;
    color: #222222;
    font-weight: 600;
}
.legal-entity-list a{
    color: #003468;
    text-decoration: none;
}
.legal-entity-list a:hover{
    color: #132f58;
}
@media (max-width: 576px){
    .legal-entity-list{
        flex-direction: column;
        gap: 18px;
    }
}

/*----- Mobile responsive fixes: inner pages (privacy policy, etc.) -----*/
@media (max-width: 768px){
    .first-slot.home-inner{
        padding: 30px 0;
    }
    h1.home-inner{
        font-size: 30px;
        line-height: 40px;
    }
    .banner_text h1{
        font-size: 30px;
        line-height: 40px;
    }
    h2{
        font-size: 26px;
        line-height: 36px;
        margin-bottom: 16px;
    }
    h3{
        font-size: 20px;
        line-height: 30px;
    }
    .breadcrumb ul li{
        font-size: 14px;
    }
    .list1{
        padding-left: 28px;
    }
    .list1 li{
        font-size: 16px;
        line-height: 25px;
    }
    .list1 li:before{
        left: -26px;
        font-size: 16px;
    }
    .list2{
        padding-left: 20px;
    }
    .list2 li{
        font-size: 16px;
        line-height: 25px;
        padding-left:0px;
        margin-bottom: 18px;
    }
    .list2 li:before{
        left: -20px;
        width: 30px;
        height: 30px;
        background-size: contain;
    }
    .legal-entity-box{
        padding: 20px 18px;
    }
    .legal-entity-list{
        gap: 18px;
    }
}

@media (max-width: 480px){
    h1.home-inner{
        font-size: 24px;
        line-height: 34px;
    }
    h2{
        font-size: 22px;
        line-height: 32px;
    }
    h3{
        font-size: 18px;
        line-height: 28px;
    }
    .legal-entity-list li{
        flex: 1 1 100%;
    }
    .legal-entity-list .li-icon{
        width: 44px;
        height: 44px;
        font-size: 17px;
    }
}

/* ===== FAQ section: new look (CSS only, HTML unchanged) ===== */
.faqs {
    position: relative;
    padding-top: 60px;
    padding-bottom: 60px;
    background-color: #f3f7fc;
    background-image: radial-gradient(circle at 94% 10%,rgba(255,195,0,.16) 0,rgba(255,195,0,0) 24%),radial-gradient(circle at 4% 92%,rgba(0,52,104,.09) 0,rgba(0,52,104,0) 30%),radial-gradient(rgba(0,52,104,.07) 1.5px,transparent 1.5px);
    background-size: auto,auto,26px 26px;
}
.faqs .head-style {
    color: #003468;
    text-align: center;
    max-width: 760px;
    margin: 0 auto 36px;
}
.faqs .head-style:after {
    content: "";
    display: block;
    width: 70px;
    height: 4px;
    margin: 14px auto 0;
    border-radius: 4px;
    background-image: linear-gradient(to right,#ffc300 0%,#ff9d00 100%);
}

.faqs .faq-area {
    max-width: 880px;
    margin: 0 auto;
}
.faqs .faq-area .holder {
    margin-bottom: 14px;
    background: #fff;
    color: #3a4a5e;
    border: 1px solid #d9e3f0;
    border-left: 5px solid #ffc300;
    border-radius: 14px;
    box-shadow: 0 6px 18px rgba(0,52,104,.07);
    overflow: hidden;
    transition: box-shadow .25s ease, border-color .25s ease;
}
.faqs .faq-area .holder:hover {
    box-shadow: 0 10px 26px rgba(0,52,104,.13);
}
.faqs .faq-area .holder:has(> .accordion-title.open) {
    border-color: #003468;
    border-left-color: #ffc300;
    box-shadow: 0 12px 30px rgba(0,52,104,.18);
}

/* question */
.faqs .faq-area .accordion-container .accordion-title {
    padding: 18px 70px 18px 24px;
    font-size: 18px;
    line-height: 28px;
    font-weight: 600;
    color: #003468;
    background: #fff;
    transition: background-color .25s ease, color .25s ease;
}
.faqs .faq-area .accordion-container .accordion-title:hover {
    background: #f6f9fd;
}
.faqs .faq-area .accordion-container .accordion-title.open {
    background: #003468;
    color: #fff;
}

/* plus / minus icon */
.faqs .faq-area .accordion-container .accordion-title::after,
.faqs .faq-area .accordion-container .accordion-title.open::after {
    top: 50%;
    right: 20px;
    width: 32px;
    height: 32px;
    padding: 0;
    margin-top: -16px;
    border-radius: 50%;
    background-image: linear-gradient(135deg,#ffc300 0%,#ff9d00 100%);
    color: #003468;
    font-size: 14px;
    line-height: 32px;
    text-align: center;
    box-shadow: 0 2px 8px rgba(0,52,104,.25);
    transition: transform .3s ease;
}
.faqs .faq-area .accordion-container .accordion-title.open::after {
    transform: rotate(180deg);
}

/* answer */
.faqs .faq-area .accordion-content {
    padding: 20px 24px 22px;
    font-size: 16px;
    line-height: 28px;
    color: #3a4a5e;
    background: #fff;
}
.faqs .faq-area .accordion-content p {
    margin: 0;
    color: inherit;
}
.faqs .faq-area .accordion-content p + p {
    margin-top: 12px;
}
.faqs .faq-area .accordion-content a {
    color: #003468;
    font-weight: 600;
    text-decoration: underline;
    text-decoration-color: #ffc300;
    text-underline-offset: 3px;
}

@media (max-width: 768px) {
    .faqs {
        padding-top: 40px;
        padding-bottom: 40px;
    }
    .faqs .head-style {
        font-size: 22px;
        line-height: 32px;
        margin-bottom: 26px;
    }
    .faqs .faq-area .holder {
        border-radius: 12px;
        border-left-width: 4px;
    }
    .faqs .faq-area .accordion-container .accordion-title {
        padding: 14px 58px 14px 16px;
        font-size: 16px;
        line-height: 24px;
    }
    .faqs .faq-area .accordion-container .accordion-title::after,
    .faqs .faq-area .accordion-container .accordion-title.open::after {
        right: 14px;
        width: 28px;
        height: 28px;
        margin-top: -14px;
        line-height: 28px;
        font-size: 12px;
    }
    .faqs .faq-area .accordion-content {
        padding: 16px 16px 18px;
        font-size: 15px;
        line-height: 26px;
    }
}
@media (prefers-reduced-motion: reduce) {
    .faqs .faq-area .holder,
    .faqs .faq-area .accordion-container .accordion-title,
    .faqs .faq-area .accordion-container .accordion-title::after {
        transition: none;
    }
}

/* ===== "Need help with your loan application?" section: new look v2 - light split card (CSS only, HTML unchanged) ===== */
/* Scoped with :has() because the .intro class is shared by other sections */
.intro:has(a[href*="contact.php"]) {
    padding: 50px 0;
}
.intro:has(a[href*="contact.php"]) .textbox {
    position: relative;
    display: grid;
    grid-template-columns: minmax(0, 1fr) 300px;
    column-gap: 44px;
    align-items: center;
    max-width: 1060px;
    margin: 0 auto;
    padding: 44px 44px 36px;
    text-align: left;
    background: #fff;
    border: 1px solid #d9e3f0;
    border-radius: 22px;
    box-shadow: 0 14px 36px rgba(0,52,104,.10);
    overflow: hidden;
}

/* left column: heading + two paragraphs */
.intro:has(a[href*="contact.php"]) .heading {
    grid-column: 1;
    grid-row: 1;
    margin: 0 0 16px;
    color: #003468;
    text-align: left;
}
.intro:has(a[href*="contact.php"]) .heading:after {
    content: "";
    display: block;
    width: 70px;
    height: 4px;
    margin: 14px 0 0;
    border-radius: 4px;
    background-image: linear-gradient(to right,#ffc300 0%,#ff9d00 100%);
}
.intro:has(a[href*="contact.php"]) .textbox p {
    margin: 0 0 14px;
    max-width: 640px;
    color: #3a4a5e;
    font-size: 17px;
    line-height: 29px;
}
.intro:has(a[href*="contact.php"]) .textbox p:nth-of-type(1) {
    grid-column: 1;
    grid-row: 2;
}
.intro:has(a[href*="contact.php"]) .textbox p:nth-of-type(2) {
    grid-column: 1;
    grid-row: 3;
    margin-bottom: 0;
}

/* right column: button panel */
.intro:has(a[href*="contact.php"]) .btn-area {
    grid-column: 2;
    grid-row: 1 / span 3;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    margin: 0 !important;
    padding: 36px 24px;
    border-radius: 18px;
    text-align: center;
    background-color: #003468;
    background-image: radial-gradient(circle at 100% 0,rgba(255,195,0,.30) 0,rgba(255,195,0,0) 55%),linear-gradient(135deg,#0b4a8c 0%,#003468 60%,#00264d 100%);
    box-shadow: 0 12px 26px rgba(0,52,104,.25);
}
.intro:has(a[href*="contact.php"]) .btn-area:before {
    content: "\f0e0";
    display: block;
    width: 64px;
    height: 64px;
    margin-bottom: 22px;
    border-radius: 50%;
    font-family: FontAwesome;
    font-style: normal;
    font-weight: 400;
    font-size: 26px;
    line-height: 64px;
    text-align: center;
    color: #ffc300;
    background: rgba(255,255,255,.10);
    box-shadow: 0 0 0 8px rgba(255,255,255,.06);
}
.intro:has(a[href*="contact.php"]) .btn-area .btn-comm {
    display: inline-block;
    padding: 14px 30px;
    font-size: 16px;
    color: #003468;
    background-image: linear-gradient(to right,#ffc300 0%,#ff9d00 100%) !important;
    border: 2px solid #ffc300;
    box-shadow: 0 8px 20px rgba(255,157,0,.35);
    transition: transform .25s ease, box-shadow .25s ease, background-color .25s ease;
}
.intro:has(a[href*="contact.php"]) .btn-area .btn-comm:hover,
.intro:has(a[href*="contact.php"]) .btn-area .btn-comm:focus-visible {
    color: #003468;
    background-color: #fff !important;
    background-image: none !important;
    border-color: #fff;
    transform: translateY(-2px);
    box-shadow: 0 12px 26px rgba(0,0,0,.3);
}
.intro:has(a[href*="contact.php"]) .btn-area .btn-comm:focus-visible {
    outline: 3px solid #fff;
    outline-offset: 3px;
}

/* bottom note across both columns */
.intro:has(a[href*="contact.php"]) .textbox p:nth-of-type(3) {
    grid-column: 1 / -1;
    grid-row: 4;
    max-width: none;
    margin: 28px 0 0;
    padding-top: 20px;
    border-top: 1px solid #d9e3f0;
    font-size: 15px;
    line-height: 25px;
    color: #5b6b80;
}

@media (max-width: 900px) {
    .intro:has(a[href*="contact.php"]) .textbox {
        grid-template-columns: 1fr;
        padding: 34px 22px 26px;
        border-radius: 16px;
    }
    .intro:has(a[href*="contact.php"]) .heading,
    .intro:has(a[href*="contact.php"]) .textbox p:nth-of-type(1),
    .intro:has(a[href*="contact.php"]) .textbox p:nth-of-type(2),
    .intro:has(a[href*="contact.php"]) .btn-area,
    .intro:has(a[href*="contact.php"]) .textbox p:nth-of-type(3) {
        grid-column: 1;
        grid-row: auto;
    }
    .intro:has(a[href*="contact.php"]) .textbox p:nth-of-type(2) {
        margin-bottom: 22px;
    }
    .intro:has(a[href*="contact.php"]) .btn-area {
        padding: 28px 20px;
    }
    .intro:has(a[href*="contact.php"]) .textbox p {
        font-size: 16px;
        line-height: 26px;
    }
}
@media (max-width: 768px) {
    .intro:has(a[href*="contact.php"]) {
        padding: 30px 0;
    }
}
@media (prefers-reduced-motion: reduce) {
    .intro:has(a[href*="contact.php"]) .btn-area .btn-comm {
        transition: none;
    }
    .intro:has(a[href*="contact.php"]) .btn-area .btn-comm:hover {
        transform: none;
    }
}

/* ===== Apply Now form: red star on required fields (CSS only, HTML unchanged) ===== */
/* inputs have no <label>, so the star is drawn inside the field on its wrapper; it follows the "required" attribute */
.form-box .form-group:has(> [required]) {
    position: relative;
}
.form-box .form-group:has(> [required])::after {
    content: "*";
    content: "*" / "";
    position: absolute;
    top: 15px;
    right: 14px;
    font-size: 22px;
    line-height: 21px;
    font-weight: 700;
    color: #e11d2e;
    pointer-events: none;
}
.form-box .form-group:has(> [required]) > .form-control {
    padding-right: 36px;
}
/* number field: keep the star clear of the spin buttons */
.form-box .form-group:has(> input[type="number"][required])::after {
    right: 34px;
}
.form-box .form-group:has(> input[type="number"][required]) > .form-control {
    padding-right: 56px;
}

/* terms checkbox */
.form-area .chkbox-sec:has(input[required]) .terms::after {
    content: "*";
    content: "*" / "";
    margin-left: 4px;
    color: #e11d2e;
    font-size: 20px;
    font-weight: 700;
    line-height: 1;
    vertical-align: middle;
}


/* ===== Apply Now page: new look (CSS only, HTML unchanged) ===== */

/* breadcrumb (scoped to the page that has .apply-now right after it) */
.bread-cum:has(+ main .apply-now) {
    padding: 12px 0;
    background: #fff;
    border-bottom: 1px solid #e3ebf5;
}
.bread-cum:has(+ main .apply-now) .breadcrumb ul li {
    font-size: 14px;
    line-height: 24px;
}
.bread-cum:has(+ main .apply-now) .breadcrumb ul li a {
    color: #003468;
    font-weight: 600;
}
.bread-cum:has(+ main .apply-now) .breadcrumb ul li a:not([href]) {
    color: #5b6b80;
    font-weight: 400;
}
.bread-cum:has(+ main .apply-now) .breadcrumb-arrow {
    margin: 0 8px;
    color: #ff9d00;
    font-weight: 700;
}

/* page background */
.middle-content-box.apply-now {
    position: relative;
    padding: 44px 0 56px;
    background-color: #f3f7fc;
    background-image: radial-gradient(circle at 6% 10%,rgba(255,195,0,.18) 0,rgba(255,195,0,0) 24%),radial-gradient(circle at 94% 90%,rgba(0,52,104,.10) 0,rgba(0,52,104,0) 30%),radial-gradient(rgba(0,52,104,.08) 1.5px,transparent 1.5px);
    background-size: auto,auto,26px 26px;
}
.middle-content-box.apply-now .applynow-pg {
    padding-top: 0;
    padding-bottom: 0;
}

/* form card */
.applynow-pg .form-area.form-box {
    position: relative;
    max-width: 860px;
    margin: 0 auto;
    padding: 46px 44px 30px;
    background: #fff;
    border: 1px solid #d9e3f0;
    border-radius: 22px;
    box-shadow: 0 18px 44px rgba(0,52,104,.12);
    overflow: hidden;
}
.applynow-pg .form-area.form-box:before {
    content: "";
    position: absolute;
    left: 0;
    right: 0;
    top: 0;
    height: 6px;
    background-image: linear-gradient(to right,#003468 0,#003468 70%,#ffc300 70%,#ff9d00 100%);
}

/* two columns of fields */
.applynow-pg .apply-sec-inn .two-div .row1 {
    display: grid;
    grid-template-columns: repeat(2,minmax(0,1fr));
    column-gap: 22px;
}
.applynow-pg .apply-sec-inn .two-div .col1 {
    width: 100%;
}

/* inputs and selects */
.applynow-pg .form-box .form-control {
    display: block;
    width: 100%;
    height: 50px;
    margin-bottom: 18px;
    padding: 0 16px;
    font-size: 16px;
    color: #003468;
    background-color: #f6f9fd;
    border: 1.5px solid #d9e3f0;
    border-radius: 12px;
    transition: border-color .2s ease, box-shadow .2s ease, background-color .2s ease;
}
.applynow-pg .form-box .form-control::placeholder {
    color: #7d8ea6;
    opacity: 1;
}
.applynow-pg .form-box .form-control:hover {
    border-color: #b9c9de;
}
.applynow-pg .form-box .form-control:focus {
    outline: 0;
    border: 1.5px solid #003468;
    background-color: #fff;
    box-shadow: 0 0 0 4px rgba(255,195,0,.35);
}
.applynow-pg .form-box .form-control:user-invalid {
    border-color: #e11d2e;
    background-color: #fff7f7;
}

/* date of birth: three equal selects with a custom arrow */
.applynow-pg .apply-sec-inn .form-group.form-select {
    margin-bottom: 4px;
}
.applynow-pg .apply-sec-inn .form-select .row1 {
    display: grid;
    grid-template-columns: repeat(3,minmax(0,1fr));
    gap: 14px;
}
.applynow-pg .apply-sec-inn .form-select select.form-control.col1 {
    width: 100%;
    margin-bottom: 0;
    padding-right: 40px;
    -webkit-appearance: none;
    appearance: none;
    cursor: pointer;
    background-image: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 12 8'><path d='M1 1l5 5 5-5' fill='none' stroke='%23003468' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'/></svg>");
    background-repeat: no-repeat;
    background-position: right 16px center;
    background-size: 13px 9px;
}

/* terms checkbox */
.applynow-pg .form-area .chkbox-sec {
    float: none;
    display: flex;
    align-items: center;
    gap: 12px;
    margin: 22px 0 0;
    padding: 14px 18px;
    background: #f6f9fd;
    border: 1.5px solid #d9e3f0;
    border-radius: 12px;
}
.applynow-pg .form-area .chkbox-sec input {
    flex: 0 0 20px;
    width: 20px;
    height: 20px;
    margin: 0;
    padding: 0;
    accent-color: #003468;
    cursor: pointer;
}
.applynow-pg .form-area .chkbox-sec .terms {
    margin: 0;
    font-size: 15px;
    line-height: 24px;
    color: #3a4a5e;
}
.applynow-pg .form-area .chkbox-sec .terms a {
    color: #003468;
    font-weight: 600;
}
.applynow-pg .form-area .chkbox-sec .terms a u {
    text-decoration-color: #ffc300;
    text-decoration-thickness: 2px;
    text-underline-offset: 3px;
}

/* submit button */
.applynow-pg .apply-sec-inn .apply-now-submit {
    display: block;
    width: 100%;
    max-width: 420px;
    margin: 26px auto 0;
    padding: 16px 24px;
    border-radius: 40px;
    font-size: 18px;
    font-weight: 700;
    color: #003468;
    box-shadow: 0 10px 24px rgba(255,157,0,.40);
    transition: transform .25s ease, box-shadow .25s ease, background-image .25s ease;
}
.applynow-pg .apply-sec-inn .apply-now-submit:hover {
    opacity: 1;
    transform: translateY(-2px);
    box-shadow: 0 14px 30px rgba(255,157,0,.50);
}
.applynow-pg .apply-sec-inn .apply-now-submit:focus-visible {
    outline: 3px solid #003468;
    outline-offset: 3px;
}

/* note under the form */
.applynow-pg .form-area.form-box span.h3 {
    display: block;
    margin: 26px 0 0;
    padding-top: 18px;
    border-top: 1px solid #e3ebf5;
    font-size: 15px;
    font-weight: 400;
    line-height: 24px;
    color: #5b6b80;
    text-align: center;
}

@media (max-width: 768px) {
    .middle-content-box.apply-now {
        padding: 26px 0 36px;
    }
    .applynow-pg .form-area.form-box {
        padding: 34px 18px 22px;
        border-radius: 16px;
    }
    .applynow-pg .apply-sec-inn .two-div .row1 {
        grid-template-columns: 1fr;
    }
    .applynow-pg .apply-sec-inn .form-select .row1 {
        gap: 8px;
    }
    .applynow-pg .apply-sec-inn .form-select select.form-control.col1 {
        padding-left: 10px;
        padding-right: 28px;
        font-size: 15px;
        background-position: right 10px center;
    }
    .applynow-pg .form-area .chkbox-sec {
        padding: 12px 14px;
    }
    .applynow-pg .apply-sec-inn .apply-now-submit {
        max-width: none;
    }
}
@media (prefers-reduced-motion: reduce) {
    .applynow-pg .form-box .form-control,
    .applynow-pg .apply-sec-inn .apply-now-submit {
        transition: none;
    }
    .applynow-pg .apply-sec-inn .apply-now-submit:hover {
        transform: none;
    }
}

/* ===== Thank You page: new look (CSS only, HTML unchanged; scoped to the page that has .thanks-box) ===== */

/* hero: centred title with a yellow underline */
.first-slot.home-inner:has(~ main .thanks-box) {
    padding: 56px 0 62px;
}
.first-slot.home-inner:has(~ main .thanks-box) .banner_text h1 {
    margin: 0;
    font-size: 42px;
    line-height: 52px;
    text-align: center;
}
.first-slot.home-inner:has(~ main .thanks-box) .banner_text h1:after {
    content: "";
    display: block;
    width: 70px;
    height: 4px;
    margin: 16px auto 0;
    border-radius: 4px;
    background-image: linear-gradient(to right,#ffc300 0%,#ff9d00 100%);
}

/* breadcrumb */
.bread-cum:has(+ main .thanks-box) {
    padding: 12px 0;
    background: #fff;
    border-bottom: 1px solid #e3ebf5;
}
.bread-cum:has(+ main .thanks-box) .breadcrumb ul li {
    font-size: 14px;
    line-height: 24px;
}
.bread-cum:has(+ main .thanks-box) .breadcrumb ul li a {
    color: #003468;
    font-weight: 600;
}
.bread-cum:has(+ main .thanks-box) .breadcrumb ul li a:not([href]) {
    color: #5b6b80;
    font-weight: 400;
}
.bread-cum:has(+ main .thanks-box) .breadcrumb-arrow {
    margin: 0 8px;
    color: #ff9d00;
    font-weight: 700;
}

/* page background */
main.innerpage .intro:has(.thanks-box) {
    padding: 86px 0 80px;
    background-color: #f3f7fc;
    background-image: radial-gradient(circle at 6% 10%,rgba(255,195,0,.18) 0,rgba(255,195,0,0) 24%),radial-gradient(circle at 94% 90%,rgba(0,52,104,.10) 0,rgba(0,52,104,0) 30%),radial-gradient(rgba(0,52,104,.08) 1.5px,transparent 1.5px);
    background-size: auto,auto,26px 26px;
}

/* success card */
.intro .thanks-box {
    position: relative;
    max-width: 640px;
    margin: 0 auto;
    padding: 70px 44px 46px;
    background-color: #fff;
    background-image: radial-gradient(circle at 100% 0,rgba(255,195,0,.16) 0,rgba(255,195,0,0) 38%);
    border: 1px solid #d9e3f0;
    border-radius: 22px;
    box-shadow: 0 18px 44px rgba(0,52,104,.12);
}
.intro .thanks-box.text-center {
    text-align: left;
}
.intro .thanks-box:before {
    content: "";
    position: absolute;
    left: 0;
    right: 0;
    top: 0;
    height: 6px;
    border-radius: 22px 22px 0 0;
    background-image: linear-gradient(to right,#003468 0,#003468 70%,#ffc300 70%,#ff9d00 100%);
}
/* check badge on the top edge of the card */
.intro .thanks-box:after {
    content: "\f00c";
    position: absolute;
    top: -34px;
    left: 50%;
    width: 68px;
    height: 68px;
    margin-left: -34px;
    border-radius: 50%;
    font-family: FontAwesome;
    font-style: normal;
    font-weight: 400;
    font-size: 30px;
    line-height: 68px;
    text-align: center;
    color: #003468;
    background-image: linear-gradient(135deg,#ffc300 0%,#ff9d00 100%);
    box-shadow: 0 0 0 6px #fff, 0 10px 24px rgba(255,157,0,.45);
}
.intro .thanks-box img {
    display: block;
    width: 100%;
    max-width: 320px;
    height: auto;
    margin: 0 auto 22px;
}
.intro .thanks-box p {
    margin: 0 0 30px;
    font-size: 19px;
    font-weight: 600;
    line-height: 30px;
    color: #003468;
}

/* Home button */
.intro .thanks-box .button-area {
    margin: 0;
}
.intro .thanks-box .theme-btn {
    display: inline-block;
    padding: 15px 48px;
    border-radius: 40px;
    font-size: 18px;
    font-weight: 700;
    line-height: 28px;
    color: #003468;
    box-shadow: 0 10px 24px rgba(255,157,0,.40);
    transition: transform .25s ease, box-shadow .25s ease, background-image .25s ease;
}
.intro .thanks-box .theme-btn:hover {
    transform: translateY(-2px);
    box-shadow: 0 14px 30px rgba(255,157,0,.50);
}
.intro .thanks-box .theme-btn:focus-visible {
    outline: 3px solid #003468;
    outline-offset: 3px;
}

@media (max-width: 768px) {
    .first-slot.home-inner:has(~ main .thanks-box) {
        padding: 40px 0 46px;
    }
    .first-slot.home-inner:has(~ main .thanks-box) .banner_text h1 {
        font-size: 30px;
        line-height: 40px;
    }
    main.innerpage .intro:has(.thanks-box) {
        padding: 66px 0 50px;
    }
    .intro .thanks-box {
        padding: 62px 20px 32px;
        border-radius: 16px;
    }
    .intro .thanks-box:before {
        border-radius: 16px 16px 0 0;
    }
    .intro .thanks-box p {
        font-size: 17px;
        line-height: 27px;
    }
    .intro .thanks-box .theme-btn {
        padding: 14px 40px;
    }
}
@media (prefers-reduced-motion: reduce) {
    .intro .thanks-box .theme-btn {
        transition: none;
    }
    .intro .thanks-box .theme-btn:hover {
        transform: none;
    }
}

/* ===== "What can you use an online loan for?" section: new look v2 - navy panel + icon tiles (CSS only, HTML unchanged) ===== */
/* Scoped with :has() because .eligibility-row is shared by 3 sections; this one is the row containing the home-improvement link */

.eligibility-row:has(a[href*="home-improvement-loans"]) {
    position: relative;
    overflow: hidden;
    gap: 48px;
    margin: 30px 0;
    padding: 48px 44px;
    border-radius: 26px;
    color: #fff;
    background-color: #003468;
    background-image: radial-gradient(circle at 8% 12%,rgba(255,195,0,.26) 0,rgba(255,195,0,0) 26%),radial-gradient(circle at 94% 90%,rgba(30,110,190,.45) 0,rgba(30,110,190,0) 32%),radial-gradient(rgba(255,255,255,.14) 1.5px,transparent 1.5px),linear-gradient(135deg,#003468 0%,#00294f 55%,#001d3b 100%);
    background-size: auto,auto,28px 28px,auto;
    box-shadow: 0 22px 50px rgba(0,52,104,.28);
}
/* decorative rings */
.eligibility-row:has(a[href*="home-improvement-loans"]):before {
    content: "";
    position: absolute;
    top: -150px;
    right: -150px;
    width: 420px;
    height: 420px;
    border-radius: 50%;
    border: 2px solid rgba(255,255,255,.12);
    box-shadow: 0 0 0 36px rgba(255,255,255,.04), 0 0 0 72px rgba(255,255,255,.03);
    pointer-events: none;
}
.eligibility-row:has(a[href*="home-improvement-loans"]):after {
    content: "";
    position: absolute;
    bottom: -130px;
    left: -130px;
    width: 340px;
    height: 340px;
    border-radius: 50%;
    border: 2px dashed rgba(255,195,0,.5);
    box-shadow: inset 0 0 0 30px rgba(255,195,0,.06);
    pointer-events: none;
}
.eligibility-row:has(a[href*="home-improvement-loans"]) > * {
    position: relative;
    z-index: 1;
}

/* ---- image: arch shape with yellow ring ---- */
.eligibility-row:has(a[href*="home-improvement-loans"]) .eligibility-img img {
    border-radius: 240px 240px 22px 22px;
    border: 6px solid rgba(255,255,255,.18);
    box-shadow: 0 0 0 10px rgba(255,195,0,.28), 0 24px 44px rgba(0,0,0,.35);
    object-fit: cover;
}

/* ---- text ---- */
.eligibility-row:has(a[href*="home-improvement-loans"]) .eligibility-content h2 {
    color: #fff;
    margin-bottom: 18px;
}
.eligibility-row:has(a[href*="home-improvement-loans"]) .eligibility-content h2:after {
    content: "";
    display: block;
    width: 70px;
    height: 4px;
    margin-top: 14px;
    border-radius: 4px;
    background-image: linear-gradient(to right,#ffc300 0%,#ff9d00 100%);
}
.eligibility-row:has(a[href*="home-improvement-loans"]) .eligibility-content > p {
    color: rgba(255,255,255,.88);
    font-size: 16px;
    line-height: 27px;
}

/* ---- list: glass tiles with a different icon per item ---- */
.eligibility-row:has(a[href*="home-improvement-loans"]) .eligibility-list {
    grid-template-columns: 1fr 1fr;
    gap: 14px;
    margin: 24px 0;
}
.eligibility-row:has(a[href*="home-improvement-loans"]) .eligibility-list li {
    gap: 14px;
    margin-bottom: 0;
    padding: 14px 16px;
    background: rgba(255,255,255,.08);
    border: 1px solid rgba(255,255,255,.18);
    border-radius: 14px;
    transition: all .3s ease-in-out;
}
.eligibility-row:has(a[href*="home-improvement-loans"]) .eligibility-list li:hover {
    background: #ffc300;
    background-image: linear-gradient(135deg,#ffc300 0%,#ff9d00 100%);
    border-color: #ffc300;
    box-shadow: 0 12px 26px rgba(0,0,0,.28);
    transform: translateY(-3px);
}
.eligibility-row:has(a[href*="home-improvement-loans"]) .eligibility-list li p {
    font-size: 16px;
    line-height: 22px;
    font-weight: 600;
    color: #fff;
    transition: color .3s ease-in-out;
}
.eligibility-row:has(a[href*="home-improvement-loans"]) .eligibility-list li:hover p,
.eligibility-row:has(a[href*="home-improvement-loans"]) .eligibility-list li:hover p a {
    color: #003468;
}
.eligibility-row:has(a[href*="home-improvement-loans"]) .eligibility-list li p a {
    color: #fff;
    text-decoration: underline;
    text-decoration-color: #ffc300;
    text-decoration-thickness: 2px;
    text-underline-offset: 3px;
}

/* icon circle */
.eligibility-row:has(a[href*="home-improvement-loans"]) .eligibility-list li i {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 44px;
    height: 44px;
    border-radius: 50%;
    background-image: linear-gradient(135deg,#ffc300 0%,#ff9d00 100%);
    -webkit-background-clip: border-box;
    background-clip: border-box;
    -webkit-text-fill-color: #003468;
    color: #003468;
    box-shadow: 0 6px 14px rgba(255,157,0,.4);
    transition: all .3s ease-in-out;
}
.eligibility-row:has(a[href*="home-improvement-loans"]) .eligibility-list li:hover i {
    background-image: none;
    background-color: #003468;
    -webkit-text-fill-color: #ffc300;
    color: #ffc300;
    box-shadow: none;
}
.eligibility-row:has(a[href*="home-improvement-loans"]) .eligibility-list li i:before {
    font-family: FontAwesome !important;
    font-style: normal;
    font-weight: normal;
    font-size: 19px;
    line-height: 1;
}
/* 1 Vehicle purchases */
.eligibility-row:has(a[href*="home-improvement-loans"]) .eligibility-list li:nth-child(1) i:before { content: "\f1b9"; }
/* 2 Car-related expenses */
.eligibility-row:has(a[href*="home-improvement-loans"]) .eligibility-list li:nth-child(2) i:before { content: "\f0ad"; }
/* 3 Home improvements */
.eligibility-row:has(a[href*="home-improvement-loans"]) .eligibility-list li:nth-child(3) i:before { content: "\f015"; }
/* 4 Unexpected household costs */
.eligibility-row:has(a[href*="home-improvement-loans"]) .eligibility-list li:nth-child(4) i:before { content: "\f0e7"; }
/* 5 Personal expenses */
.eligibility-row:has(a[href*="home-improvement-loans"]) .eligibility-list li:nth-child(5) i:before { content: "\f007"; }
/* 6 Essential purchases */
.eligibility-row:has(a[href*="home-improvement-loans"]) .eligibility-list li:nth-child(6) i:before { content: "\f07a"; }
/* 7 Debt consolidation */
.eligibility-row:has(a[href*="home-improvement-loans"]) .eligibility-list li:nth-child(7) i:before { content: "\f0c1"; }
/* 8 Business requirements */
.eligibility-row:has(a[href*="home-improvement-loans"]) .eligibility-list li:nth-child(8) i:before { content: "\f0b1"; }

/* ---- closing note ---- */
.eligibility-row:has(a[href*="home-improvement-loans"]) .eligibility-list + p {
    margin: 0;
    padding-top: 18px;
    border-top: 1px dashed rgba(255,195,0,.55);
    color: rgba(255,255,255,.8);
    font-size: 15px;
    line-height: 25px;
}

/* ---- responsive ---- */
@media (max-width: 768px) {
    .eligibility-row:has(a[href*="home-improvement-loans"]) {
        gap: 34px;
        padding: 32px 18px;
        border-radius: 18px;
    }
    .eligibility-row:has(a[href*="home-improvement-loans"]) .eligibility-img img {
        border-radius: 160px 160px 18px 18px;
    }
}
@media (max-width: 576px) {
    .eligibility-row:has(a[href*="home-improvement-loans"]) .eligibility-list {
        grid-template-columns: 1fr;
    }
}
@media (prefers-reduced-motion: reduce) {
    .eligibility-row:has(a[href*="home-improvement-loans"]) .eligibility-list li,
    .eligibility-row:has(a[href*="home-improvement-loans"]) .eligibility-list li i,
    .eligibility-row:has(a[href*="home-improvement-loans"]) .eligibility-list li p {
        transition: none;
    }
    .eligibility-row:has(a[href*="home-improvement-loans"]) .eligibility-list li:hover {
        transform: none;
    }
}